Receiving a Notice of Default is one of the most stressful, unpleasant experiences a homeowner can ever face. With the clock suddenly ticking, you are now in a legal process that feels completely out of your control.
But foreclosure doesn’t have to be the end of your property journey. If you act before the bank completes the process, you still have options.
Osborne Homes is a real estate investment company that buys houses in foreclosure throughout California. We pay cash, close quickly, and can work within tight timelines to help you sell before the auction date.
That means you don’t need to make repairs, clean the property, or deal with showing it to buyers. We simply purchase your home in its current condition, pay off the remaining mortgage, and put any remaining equity in your pocket.
When you’re behind on mortgage payments, the last thing you have is time. Unfortunately, the traditional home-selling process rarely accounts for that.
Real estate agents may choose to avoid the listing. Properties in foreclosure come with complications, including title issues, tight deadlines, and motivated sellers who can’t wait for top dollar. Many agents prefer easier transactions.
Buyers need financing that takes too long. The average mortgage approval takes 30-45 days. Add inspections, appraisals, and potential delays, and you’re looking at 60-90 days minimum. If your auction date is six weeks away, traditional buyers simply can’t move fast enough.
Lowball offers from opportunists. Buyers who know you’re in foreclosure may try to take advantage of your situation, offering far below market value because they assume you’re desperate.
The foreclosure continues regardless. While you’re waiting for a traditional sale to close, the bank isn’t waiting. Missed deadlines mean losing your home and any equity you’ve built.
When you need to sell your house fast in foreclosure, speed is your greatest ally. Our process is built around your timeline, not ours.
Call us at (559) 500-3610 or fill out the form on this page. Tell us about your property and where you are in the foreclosure process, whether you've just received a Notice of Default or your auction date is weeks away.
A local representative visits to assess your home. We're not looking for reasons to lower our offer; we are just gathering the information we need to make a fair cash bid that accounts for your situation.
Accept our offer and choose your closing date. We coordinate with the title company, pay off your lender directly, and get you any remaining equity in cash. The foreclosure stops, your credit is protected, and you move forward.
When we say we buy houses in foreclosure, we mean properties at every stage of the process. Osborne Homes has worked with homeowners facing foreclosure since 2007, and we understand the urgency involved.
You've received the first formal notice from your lender. At this point, you typically have 90 days before the Notice of Sale is recorded. This is the ideal window to sell - you have the most time and the most options.
The auction has been scheduled. In California, this is typically 21 days after the Notice of Sale is recorded. Time is short, but a cash sale can still stop the process if you act immediately.
Foreclosure situations often involve additional complications - unpaid property taxes, second mortgages, or other liens. We work with title companies to sort through these issues and structure a deal that clears your debts.
If you owe more than your home is worth, selling becomes more complicated but not impossible. We can help you explore options, including short sales, where your lender agrees to accept less than the full amount owed.
Whether you are just behind on payments or weeks away from losing your home, we are one of the most reputable, specialist companies that buy foreclosed homes at any stage, and we move fast enough to make a difference.
If you are facing foreclosure, the last thing you need is another party adding stress to an already complex, stressful situation. We have heard the stories of investors who make promises they don’t keep, offers that change at the last minute, or buyers who disappear when things get complicated.
That’s not how we do business.
Mike Osborne founded this company in 2007, and over the past eighteen years, we have helped thousands of California homeowners navigate difficult situations, including foreclosure. Our reputation depends on following through.
Our No-Hassle Guarantee means:
Foreclosure can happen anywhere, and Osborne Homes serves homeowners throughout Central and Southern California. Whether you’re in Sacramento, Los Angeles, San Diego, Fresno, or the surrounding counties, we can help you sell your house in foreclosure before time runs out.
Foreclosure feels overwhelming, but you have way more options than you think – if you act while there’s still time. Every day you wait is a day closer to the auction, and once the sale happens, your choices disappear.
Call us today at (559) 500-3610 or fill out the form below. We’ll discuss your situation, explain your options, and make you a fair cash offer with no obligation. If it works for you, we can close before your auction date and help you walk away with cash instead of a foreclosure on your record.
Foreclosure isn't the only difficult situation we handle. Osborne Homes buys properties from homeowners facing all kinds of challenges.
Foundation damage, roof issues, outdated systems - we buy houses in any condition.
Inherited a property you can't manage? We handle the paperwork and make it easy.
Smoke, structural damage, or total loss - we purchase fire-damaged homes as-is.
Don't worry about clearing the clutter. We handle the cleanout after closing.
Mold remediation is expensive. Skip it - we buy homes with mold problems.
Flood damage, burst pipes, or slow leaks - we buy water-damaged homes without requiring repairs.