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Your lender has been sending you regular “reminders” of your overdue mortgage payments and probably has even warned you that this was coming. But it can still be a shock when a notice of default arrives in the mail. It makes your financial problem official. But now is not the
The Osborne Homes Team Inheriting a house in a trust in California usually means the home passes outside probate. The successor trustee holds the authority to manage and sell it under the trust’s terms, generally without court confirmation, and the property still receives a stepped-up tax basis. That is why
You may not want your bank to know that you’re facing financial difficulties. It’s the kind of conversation that we all would prefer to avoid. But that is the first thing you should do when you realize there is potential trouble with your mortgage payments ahead. Believe it or not,
The Osborne Homes Team Yes, duplexes are generally harder to sell than single-family homes. Their market appeal depends on factors like location, rental income, condition, and the type of buyer you’re trying to attract. While some duplexes in high-demand rental markets can sell quickly, many owners struggle to find the right
House fires are unexpected and distressing events, often caused by lightning, unattended candles, or faulty holiday decorations. If your home has fire damage and you need to sell it, there are two primary options: selling to a company like Osborne Homes or listing it on the traditional real estate market.
If you’ve missed a mortgage payment or two and are concerned that the bank may foreclose on your home, take heart. There are things you can do to avoid foreclosure. No one wants a home foreclosure—neither you nor your lenders. Your lender wants payment, not a house. They may be
The Osborne Homes Team If you are inheriting a house in California, selling or keeping it usually turns on holding costs, capital-gains tax and whether the co-heirs agree. Inherited property generally gets a stepped-up cost basis equal to its date-of-death value, so a sale soon after the death often produces
The Osborne Homes Team Selling a house with title issues in California is possible, but the problem usually has to be resolved before or during escrow. Common ones include liens, a clouded title, boundary disputes, and errors in the chain of title. A title search finds the issue, and fixes
The Osborne Homes Team You don’t need to come back to California to sell a house from out of state. You can sign the deed before a notary where you live, or give a trusted person in California a power of attorney to sign for you. If you inherited the
The Osborne Homes Team If you’re like many and gave into the housing market of 2022 and 2023, then you might have felt rushed and pressured to place offers on every home on the market. We have all felt buyers remorse on something at some point in our lives, our
Free property assessment. No obligation. No pressure.
