Mortgage rates have been on the rise recently, and many homeowners are wondering why this is happening. In this post, we’ll take a look at some of the factors that are causing mortgage rates to go up as well as if and when they might come back down. We’ll also
It seems like every other day we get a call from a disgruntled duplex owner looking to get out of their ownership. That may come as a surprise to some of you reading this, but it’s true. Because, while most people think it would be an awesome arrangement–owning, managing and
The Federal Housing Administration (FHA) is a government program that offers loans to borrowers who are looking to buy a home. There are some perks of obtaining an FHA loan vs a conventional loan, like being able to come in with a much lower down payment or getting away with
Nobody ever expects their house to catch on fire, but it can and does happen. It’s a terribly distressing event that commonly occurs due to lightning strikes, candles left unattended and holiday decor sparking a dry tree—just to name a few. Whatever the cause was, if you need to sell
Are you a California homeowner who is struggling to make your mortgage payments? Are you worried about foreclosure? If so, you’re not alone. Every day, thousands of homeowners find themselves in the same situation. We know; we talk to and help so many of them all the time. The reality
Your lender has been sending you regular “reminders” of your overdue mortgage payments and probably has even warned you that this was coming. But it can still be a shock when a notice of default arrives in the mail. It makes your financial problem official. But now is not the
As a seller, you may have heard of the term “cash only home sale.” But what does that mean, exactly? Is it something you should consider for your home sale? And, if so, how do you go about finding a buyer who will come in with all cash? In this
The decision to sell or rent out a house will surely come with a lot of consideration. On one hand, renting out your home could provide you with some extra income while you wait for the perfect time to sell. But you also might be in a real bind and
It’s not easy selling a house. There are many things to think about and do in order to get your home in the best possible shape to sell, from packing up your belongings and making repairs to staging the property and photographing it for potential buyers. In fact it’s so
If you’ve missed a mortgage payment or two and are concerned that the bank may foreclose on your home, take heart. There are things you can do to avoid foreclosure. No one wants a home foreclosure—neither you nor your lenders. Your lender wants payment, not a house. They may be
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